Skipper and charter insurance

Level one: smaller boats and sports equipment

This standard cover fits if you hire smaller sailing boats, catamarans, motor boats up to 60 hp (45 kW) or watersport equipment such as windsurfing, kitesurfing and wingsurfing gear, surfboards or SUP boards. It runs through the VDWS SafetyTool and includes:

• Skipper's and equipment liability with 3,000,000 euros for personal injury and property damage
• Own damage cover for the hired equipment up to 1,500 euros, and up to 2,000 euros in the second year of insurance
• Accident cover with search and rescue costs up to 5,000 euros

You will find the details and the Plus version with higher sums under SafetyTool.

Level two: chartered yachts

If you hire sailing or motor yachts and need higher sums, the extended charter cover from our colleagues at YACHT-POOL is the right route. It comprises:

• Skipper's liability with sums insured up to 10,000,000 euros for personal injury and property damage
• Skipper's legal expenses cover
• Deposit insurance as own damage cover for the charter deposit you have lodged
• Consequential charter losses
• Charter cancellation

The application forms are separated by country of residence:

Resident elsewhere, in English Resident in Germany Resident in Austria

Professional skippers on other people's yachts

Anyone delivering other people's yachts professionally or looking after guests on board needs skipper's liability cover of their own. We put that cover together individually, because sailing area, boat size and the flow of work vary widely. Write to us at sport@suedwestring.de or give us a call.

One point from practice: the charter deposit is the item that hits skippers most often. Even a light grounding or damage while berthing costs the whole deposit. So check before booking how high it is and whether your cover really matches that amount.